Loan Products
Credit Union of Georgia offers a robust product suite that can assist with all of your home financing needs. Whether you are purchasing an existing home, building the home of your dreams, or simply refinancing. One of our experienced mortgage loan originators will guide you through the process and help you find a home loan product that best fits your needs.
- Construction
- If you can't find the right home to buy, you might consider building a home instead. Construction loans are short-term loans that you can utilize to fund the building of a new home. Construction loa
- Land
- If you are considering purchasing land and plan to build your dream home later, a land-only loan might be a suitable option for you. Here are some key features to consider:
1. A land-only loan is s
- Fixed Rate Mortgage
- A fixed-rate mortgage is a home loan with a fixed interest rate for the entire term of the loan. Once locked in, the interest rate does not fluctuate with market conditions. We offer loan terms of 1
- Adjustable Rate Mortgage (ARM)
- An adjustable-rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed-rate loans.
The trade-off is that the interest rate can
- Pre-Approval
- A mortgage pre-approval allows the Credit Union of Georgia to evaluate your financial information and give you an estimate of how much you can borrow to buy a home. A mortgage pre-approval shows that
